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Category: Financial Planning

4 Tips to Improve Your Finances

The more steps that you take to improve your finances, the better off you will be in the long run. With consumer debt levels reaching an all-time high and personal rates of saving reaching an all-time low, personal finance is beginning to resemble rocket science more closely. Here is a guide to how you can improve your finances so that you can get all of the best things in life.

Married Couples Need a Monthly Budget to Succeed: Use Home Budgeting as Part of Dave Ramsey’s Plan for Financial Peace

The first step to planning a monthly budget is to set aside money for the monthly obligations that are fixed. Car payments, student loan payments and mortgage payments fall into this category. These items do not change each month and are the easiest part of personal budgeting.